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Protect Your Home Against Severe Weather

Safeguard your home from severe weather. Essential tips for protection.

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August 7, 2024
5 min read

Weather is unpredictable. And even though there are places more prone to issues than others, climate change lately has been adding new areas previously labeled as “low-risk ones”. Taking precautions isn’t only smart for you, or your home safety, it’s also good for your coverage prices! Ready to explore it?

Seal Doors and Windows

Your doors and windows can make your home look beautiful. They bring extra light, create a connection between outdoor and indoor spaces, and definitely add character to your place. Yet, without any proper sealing, they can cause real damage in severe weather.

Imagine there’s a huge storm coming. You receive an alert from your local police and are told to be kept inside until it passes. If you previously added metal shutters for your windows and doors, then all you’ll need to do will be to shut everything down and rest assured. If you don’t, you probably will face broken windows and water damage. Sometimes, your home can be a great shelter or a hazard itself. The good part is that it’s up to you to choose which one is!

Update Your Roof

Your roof is your main protection from outdoor issues, keeping up with its annual maintenance is a simple, yet savvy choice. It also can ensure discounts on your Homeowners insurance if done consistently, so take it into account! Remember, one night of heavy rains and winds has the power to make your roof blow away.

Moreover, these controls help you identify and address any roof issues promptly. Avoiding repairs or preventive maintenance can lead to costly consequences in time, causing more stress and financial burdens. Keep in mind that by doing this you can also lower your premium rates when you’re a landlord. You can check it out in Landlord discounts.

Secure Outdoor Structures

When facing tornadoes and strong winds, outdoor structures like gazebos, treehouses, and hammocks can become dangerous objects if not securely fastened to the ground. Ensure they are firmly attached and capable of withstanding severe weather events. If portable, store them safely until the danger passes.

It’s key that, if possible, you count on an emergency extra spare space for outdoor objects. It’s even more important that it’s not far away from your home or shelter, so anyone can rapidly store stuff away and get safe. Sometimes weather issues come without warning or with very short notice, and non-harmful objects can suddenly become dangerous projectiles.

Add a Sump Pump System

Installing a sump pump system can help drain water from basements and other areas prone to water accumulation. This helps reduce the risk of flooding and minimizes water damage in the event of heavy rainstorms or potential floods.

If you’re used to severe storms, then this add-on is for you! It may seem like a big investment, but this safety measure can help you avoid huge water damage to your property.

Install a Backup Generator

Power outages are common during severe weather events. Having a backup generator can ensure that your essential home appliances continue to function during these times. Moreover, if you have a pump sump system, a standby generator can even reduce your chances of flood damage by keeping it running.

Many times storms or strong winds can last for days. Maybe they don’t, but the power outage or the consequences these bring to your home or surroundings, take time to recover. A backup generator allows mainly to keep your electric items safe. It also helps you keep your life as normal as possible and for example, don’t lose all your food in the fridge.

Install Lightning Protection

Lightning strikes pose a significant risk during severe storms, potentially causing power outages, structural damage, and fires. While your insurance policy may help cover damages caused by lightning, it is advisable to install a lightning rod at the highest point of your home to prevent such losses.

If your home is located in an area that’s prone to lightning, then we strongly recommend that you install one, the potential damage is huge!

Conclusion

In conclusion, being cautious of severe weather is crucial. It doesn’t matter if your main reason is going for the extra discount in your policy or if you’re doing it for your safety, the important thing is that you consider taking preventive measures. You will be avoiding huge damage and very expensive repairs!

If you have Homeowners Insurance, you can check all the steps you can take into account, for example on your roof, to access special discounts. If you’re a Landlord, you have those as well. Remember, our main goal is to keep you safe, if you help us in the way to do that, you will be rewarded!

Ready to explore your insurance options?
Start a quote today and let us help you find the coverage that best suits your needs.

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