Let us take care of you

Motorcycle Insurance Hawaii

Let’s upgrade your rating experience.

Want to know when this product is available?

Riding a motorcycle through the stunning landscapes of Hawaii offers a unique sense of freedom, with breathtaking views of lush mountains and sparkling coastlines at every turn. However, the open road comes with its own set of challenges, and that’s where we come in. Here, you’ll discover how our comprehensive motorcycle insurance can provide you with the essential coverage you need to ride with confidence and peace of mind. Whether you’re cruising along the Hana Highway or exploring the scenic routes of Oahu, at Pacific Specialty Insurance Company (PSIC), we are dedicated to ensuring that your journey is as safe and enjoyable as the warm Hawaiian sun.

Motorcycle Insurance Coverages in Hawaii

Explore the essential levels of protection offered by Hawaii Motorcycle Insurance.

Bodily injury and property damage liability

Provides financial support to cover third party’s medical bills or repair their damaged property in the event you’re found responsible for an accident.
Customize it according to your needs
Explore these optional coverages to increase your motorcycle’s protection in the mesmerizing state of Hawaii.

Comprehensive and collision

Assists in covering the repair of damage resulting from a collision. It also gives support against damages caused by incidents like vandalism, theft, or falling objects.

Roadside assistance

Offers essential help with repair services for your bike, such as towing, flat tire assistance, fluid delivery, jump start, concierge service, and more.

Uninsured motorist

Grants coverage for medical expenses and damages to your motorcycle if you’re injured in an accident caused by a driver who lacks insurance.

Medical payment

Assists you by paying medical expenses in the unfortunate event that someone else is injured and you’re responsible for the collision.

Common Risks

At PSIC, we prioritize your safety and that of your motorcycle against the significant risks present in Hawaii, including bodily injury and property damage. Regardless of your driving experience or caution, accidents can occur, making it essential to be prepared.

With PSIC’s standard Motorcycle Insurance coverage, you are safeguarded against claims for bodily injury and property damage you may cause to others, and you have the option to add medical payment coverage to help cover related medical expenses. Furthermore, you can enhance your protection by including uninsured motorist coverage, providing you with financial security if you’re involved in an accident with a driver who doesn’t have insurance coverage.

How Much is Motorcycle Insurance in Hawaii?

Considering the factors that may affect the cost of your motorcycle insurance and choosing the right add-ons will help you get motorcycle insurance customized to your specific needs and Hawaii’s unique lifestyle.
The unique combination of popular tourist routes, varying traffic levels, and the potential for collisions in densely populated areas can all influence the cost of your insurance policy.
Insurance companies consider the age, model, and engine size of your motorcycle when determining your policy cost. Certain types of bikes may be associated with higher risks of collisions due to their performance characteristics, which can influence your insurance rates in this beautiful island setting.
The addition of safety features to your motorcycle can significantly impact your insurance rates. Incorporating safety gear, such as a high-quality helmet, anti-theft devices, or advanced braking systems, can lead to lower policy premiums, as these enhancements reduce the risk of accidents and theft.
The cost of your motorcycle insurance is directly affected by the coverage options you select. Choosing to increase your coverage will result in a corresponding rise in your insurance premium, as more comprehensive protection comes with higher costs.
Your riding record can significantly impact the cost of your motorcycle insurance. Accidents and traffic violations may lead insurers to view you as a higher risk, resulting in increased premiums. Conversely, maintaining a clean riding history can make you eligible for lower policy rates, rewarding safe riding practices in this beautiful island setting.

Save Money on Insurance

Having the best Motorcycle Insurance in Hawaii doesn’t mean it has to be expensive. Find out which options you can choose to make it more affordable while keeping it safe.

Bundle and save

When having 2 PSIC active policies.

Safety course discount

Get a notable deduction after completing and approving a Rider Training Course.

Transfer discount

Embrace a lower premium by transferring your current motorcycle insurance policy to PSIC.

Military discount

Take advantage of this special discount if you are an active member of the U.S. military.

Multi-cycle discount

Enjoy this benefit by having multiple motorcycles insured with us.

It’s All About Insurance!

Learn more about Motorcycle Insurance coverage or other products in the resources section.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique needs and can behave unpredictably at times. Therefore, it’s important to take proper precautions to protect them and also ensure the safety of those around them. Let’s go over some tips to make this happen.

Blog

10 Sep 2024
5 min read

Blog

Advantages of Living in a Gated Community

From enhanced safety and privacy to a strong sense of belonging, living in a gated community offers a wider range of benefits than traditional neighborhoods do. Discover the numerous advantages that come with this lifestyle, we’ll address common questions and provide insights into the advantages of this experience.

Blog

10 Sep 2024
4 min read

Blog

Which Dwelling Fire Policy to Choose?

There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance provides basic protection of your property from a detailed list of perils, DP3 Insurance offers a broader scope of coverage, except for a few perils, also mentioned in your policy.

FAQ

FAQ

What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective buffer for your rented, primary owner occupied or seasonal property. It’s specifically designed to keep your home and assets safe with an open peril policy, covering a wide scope of potential risks, with a few exceptions.

FAQ

FAQ

Privacy Notice at Collection for CA employees

Last updated: June 27, 2023

  1. About this Notice. This privacy notice sets out how The McGraw Group of Affiliated Companies collects and uses personal information about you in compliance with our obligations under the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA). This Notice supplements all other privacy policies we have in place.

We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.

  1. Key Terms. The following key terms are used in this notice:
  • We, us, our. The McGraw Group of Affiliated Companies.
  • Personal information. Any information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked with a particular individual.
  • Sensitive personal information. Personal information revealing an individual’s social security number, driver’s license and passport numbers, account numbers and credentials, precise geolocation, racial or ethnic origin, religious beliefs, or union membership, personal information concerning a consumer’s health, sex life, or sexual orientation, contents of a consumer’s mail, email and text messages where the business is not the intended recipient, genetic data, and biometric information.
  • Biometric Information. An individual’s physiological, biological, or behavioral characteristics, including information pertaining to an individual’s deoxyribonucleic acid (DNA), that is used or is intended to be used singly or in combination with each other or with other identifying data, to establish individual identity. Biometric information includes, but is not limited to, imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns, and voice recordings, from which an identifier template, such as a faceprint, a minutiae template, or a voiceprint, can be extracted, and keystroke patterns or rhythms, gait patterns or rhythms, and sleep, health, or exercise data that contain identifying information.

Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.

  1. Personal Information We Collect About You. We may collect and use the following categories of personal information about you:

Categories of Personal Information Collected

  • Identifiers: Name, alias, postal address, email address, phone number, account name, social security number, driver’s license number, passport number, or other similar identifiers.
  • Employment-related information such as your job title, salary, benefits information, emergency contact information, references, qualifications, skills and experience.
  • Personal information as defined in Customer Records law: Name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, education, professional license number employment history, bank account number, other financial information, medical information, and/or health insurance information.
  • Characteristics of protected classifications under California or federal law such as race, age, sex, familial status, and disability.
  • Audio, electronic, visual, or similar information such as photographs and call recordings
  • Background check information such as your criminal and credit history
  • Inferences are not drawn from any of the information identified above to create a profile reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
  1. How and Why We Use Your Personal Information. We use your personal information for the following purposes:

Purposes for Collecting and Using Your Personal Information

Managing Human Resource Functions:

  • Recruiting, hiring, and onboarding
  • Performing background checks
  • Implementing diversity and inclusion initiatives
  • Training and career development
  • Assessing performance
  • Determining promotions, transfers, salary, awards, and bonuses
  • Managing disciplinary matters
  • Managing payroll and business expenses
  • Administering leave requests
  • Employee communications
  • Administration of benefits
  • Promoting employee health and safety

Conducting business operations:

  • Budgeting
  • Recordkeeping and reporting requirements
  • Managing infrastructure and company assets
  • Strategic planning
  • Maintaining security and risk management
  • Emergency response and business continuity
  • Conducting audits
  • Pursuing or defending legal or administrative claims

Monitoring:

  • Compliance
  • Use of company resources
  • Any other monitoring activities permitted by applicable laws

Compliance with:

  • Legal and regulatory obligations
  • Court or other government directives
  • Internal policies and procedures

Investigating:

  • Reports of wrongdoing
  • Policy violations
  • Internal complaints
  1. Whether Personal Information Will Be Sold or Shared. We do not sell or share the personal information of employees.
  2. How Long Your Personal Information Will Be Kept. We will keep your personal information for as long as is necessary while you are employed by us. Thereafter, we will keep your personal information:
  • To respond to any questions, complaints or claims made by you or on your behalf or;
  • To keep records required by law. In California, this is currently and generally a minimum of four (4) years.

We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.

When it is no longer necessary to retain your personal information, we will delete or anonymize it.

  1. If you have any questions or concerns about this notice or the information we collect about you, please contact send an email to privacy@pacificspecialty.com.