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Landlord Insurance Coverage

Your rental home at peace.

Standard Landlord Insurance Coverage

Our standard Landlord Insurance coverage provides a solid foundation of protection for your home. These are the key components of the policy for covered losses.

Helps you with the repair or rebuilding of the main structure of your rental home in the event of fire, windstorms, vandalism, and more. In other words, it will help you cover all the expenses that may arise when you have to fix your damaged home. It protects the physical building and any attached structure.

Protects the additional buildings on your rental property that are detached from the main structure, such as a garage, a shed, or a gazebo. It will keep you safe against damage from similar risks included in the main dwelling policy, offering financial help to repair or rebuild these structures if they are damaged by covered events.

Provides financial compensation when your rental home becomes uninhabitable due to a covered peril, such as fire or severe storm damage. It helps you with the loss of rental income, that otherwise would be coming from your tenant until your investment property is repaired or restored.

Optional Landlord Insurance Coverage

In addition to our standard coverage, we offer optional add-ons to provide extra peace of mind. These coverages allow you to customize your policy based on your specific needs.

Increased dwelling coverage

Extend your dwelling coverage by increasing protection for your main building, detached structures, or both in case you need to repair or rebuild it.

Ordinance or law coverage

Cover the expenses coming from current building code standards if you need to repair your home.

Water backup coverage

Protect your rental home and your personal belongings in it, in case water enters your plumbing system and flows into your premises and you need to repair it.

Roof replacement cost coverage

Protect yourself in the event you need to replace a damaged roof on your rental property.

Personal property coverage

Protect the assets you own on your rental property such as furniture, electronics, or clothes if a covered event takes place.

Unscheduled personal property

Extend the protection of your personal property coverage in the event they are lost, stolen, or damaged. Receive reimbursement for its value based on their age and condition, and protect on a higher level recent or unitemized items.

Equipment breakdown coverage

Avoid financial impact due to damage or malfunction of home systems and appliances such as broken fridges, televisions, or HVAC systems in your rental property.

Personal liability coverage

Get legal and medical expenses covered when you’re found responsible for causing bodily injury or property damage to others.

Personal injury coverage

Protect yourself in the event you are legally responsible for causing harm, such as defamation or invasion of privacy.

Identity theft coverage

Protect your personal information and financial security. Get support and resources if your identity is compromised and needs recovery in the event of an identity theft.

Increased loss of use coverage

Enhance your standard coverage in case your investment property is damaged and you need to cover your rental income while it’s being repaired.

Mortgagee clause

Ensure your mortgage lender that the property remains adequately insured to satisfy their interests and protect the investment you made in your house.

Where we offer Landlord Insurance

We currently offer Landlord Insurance in the states of Arizona, California, Connecticut, and New Jersey. To learn more about how you can customize your policy please select your state and learn more about Landlord Insurance. We plan to expand our Landlord Insurance coverage nationwide soon, ensuring all owners the benefit of our reliable insurance solutions.

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