Let us take care of you

Our Insurance Products by State

You decide where to live, we provide you with customized products you need to enjoy your state’s lifestyle.

Let’s Explore Our Insurance Products!

We want you to know what our products are about, in which situations they can be useful, and how to get the most out of them. Will you join us for a tour?

Property insurance products

Landlord

Perfect for: owners of a property occupied by renters.

Structural protection of a property is the responsibility of its owner, even when it is tenant-occupied. With Landlords insurance you make sure that you protect the property that provides you with additional income by being rented and, in this way, protect your finances. Our policies give you the possibility to customize every detail to cover the particular situation of the house.

homeowners-house-icon

Homeowners

Perfect for: owners of single-family residential homes.

The most complete option for owners of single-family residential homes who live in them. We offer protection against the most common risks to which a home may be exposed. In addition, you can customize the coverage according to the particularities of the home and your personal needs. You choose how much coverage you want!

Renters

Perfect for: people who rent a place for more than 1 year.

Your landlord may have asked you to take out renter’s insurance or you may have realized its importance. Whatever the origin, you deserve the best protection for your rental apartment or house at affordable prices. Our rental insurance enables you to identify the particularities of the property and the amount of protection you need.

Condo

Perfect for: owners of an apartment in a condominium.

When you own an apartment in a condominium, the administration is responsible for repairs to the common areas, but each owner is responsible for their unit. To protect it, you need Condo Insurance. Our customizable quotes guarantee you will get exactly what you need for your apartment since you will be able to customize each aspect of the policy.

Mobile Home

Perfect for: owners of modular or mobile homes.

If you live in a mobile, modular, or tiny house, be sure to protect it adequately with the correct insurance option. When setting up your policy, we’ll guide you in identifying the specifics of your home and how you use it to provide you with comprehensive coverage that fits your needs. This way, you pay only for what you need and will have the right coverage.

Earthquake

Perfect for: owners of properties located in earthquake areas.

We cannot predict or prevent an earthquake from occurring, and when it does, it often leaves significant damage. In such a situation, your only concern should be the well-being of your loved ones. To that end, our customizable Earthquake Insurance coverage allows you to repair or rebuild your home and replace your affected belongings while protecting your finances.

Flood

Perfect for: owners who want to protect their properties against flood damage.

Climate change is causing natural disasters around the world. Floods are occurring in places where until recently rainfall was unusual. We depend on everyone’s commitment to curb damage to the environment. In the meantime, having Flood Insurance will help you cover the damage that a flood can cause to your property.

Powersports insurance products

Motorcycle

Perfect for: owners of motorcycles authorized to ride on the roads.

The motorcycle you ride is much more than a means of transportation. Make sure it’s properly protected so you can continue to enjoy the adventures it has to offer. With our comprehensive, customizable coverage you can find exactly what you need so you can enjoy the road knowing you’re protected against any inconvenience you may encounter along the way.

Off-road Vehicle

Perfect for: owners of dirt bikes, ATVs, UTVs, or other off-road vehicles.

Your off-road vehicle is ideal for getting off the beaten path, going on adventures, and recharging your batteries. For the full effect, you need insurance to cover your specific needs. Our Off-road Vehicle Insurance has customizable coverage according to the use you give to the vehicle and gives you the peace of mind you need to make your way.

Powersports insurance products

Personal Umbrella

Perfect for: extending the coverage provided by other policies.

When the maximum coverage limits offered by an insurance product are insufficient for your needs, the best option is Personal Umbrella Insurance. In this way, your financial stability is assured with a policy that will cover the risks that you consider most important according to your personal situation. Customize this policy and have the support you need.

Personal Liability

Perfect for: protection against potential lawsuits or claims.

If the policies you have in your name do not include liability coverage, Personal Liability insurance is the solution for you. This way, you will be protected against economic losses in case you are held legally liable for injury or damage to persons or things. Our policy is customizable so that you can have exactly the coverage you need.

It’s All About Insurance

Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique needs and can behave unpredictably at times. Therefore, it’s important to take proper precautions to protect them and also ensure the safety of those around them. Let’s go over some tips to make this happen.

Blog

10 Sep 2024
5 min read

Blog

Advantages of Living in a Gated Community

From enhanced safety and privacy to a strong sense of belonging, living in a gated community offers a wider range of benefits than traditional neighborhoods do. Discover the numerous advantages that come with this lifestyle, we’ll address common questions and provide insights into the advantages of this experience.

Blog

10 Sep 2024
4 min read

Blog

Which Dwelling Fire Policy to Choose?

There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance provides basic protection of your property from a detailed list of perils, DP3 Insurance offers a broader scope of coverage, except for a few perils, also mentioned in your policy.

FAQ

FAQ

What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective buffer for your rented, primary owner occupied or seasonal property. It’s specifically designed to keep your home and assets safe with an open peril policy, covering a wide scope of potential risks, with a few exceptions.

FAQ

FAQ

Privacy Notice at Collection for CA employees

Last updated: June 27, 2023

  1. About this Notice. This privacy notice sets out how The McGraw Group of Affiliated Companies collects and uses personal information about you in compliance with our obligations under the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA). This Notice supplements all other privacy policies we have in place.

We take the privacy of our employees and applicants very seriously. Please read this notice carefully as it contains important information on the personal information that we collect, why we collect it, how long we keep it, and that it is not sold to third parties.

  1. Key Terms. The following key terms are used in this notice:
  • We, us, our. The McGraw Group of Affiliated Companies.
  • Personal information. Any information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked with a particular individual.
  • Sensitive personal information. Personal information revealing an individual’s social security number, driver’s license and passport numbers, account numbers and credentials, precise geolocation, racial or ethnic origin, religious beliefs, or union membership, personal information concerning a consumer’s health, sex life, or sexual orientation, contents of a consumer’s mail, email and text messages where the business is not the intended recipient, genetic data, and biometric information.
  • Biometric Information. An individual’s physiological, biological, or behavioral characteristics, including information pertaining to an individual’s deoxyribonucleic acid (DNA), that is used or is intended to be used singly or in combination with each other or with other identifying data, to establish individual identity. Biometric information includes, but is not limited to, imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns, and voice recordings, from which an identifier template, such as a faceprint, a minutiae template, or a voiceprint, can be extracted, and keystroke patterns or rhythms, gait patterns or rhythms, and sleep, health, or exercise data that contain identifying information.

Other terms used but not defined will have the meaning set forth in the CCPA, as amended by the CPRA, Cal. Civ. Code §§ 1798.100—1798.199.100, and accompanying regulations set forth under Cal. Code Regs. tit. 11, § 7000 et seq.

  1. Personal Information We Collect About You. We may collect and use the following categories of personal information about you:

Categories of Personal Information Collected

  • Identifiers: Name, alias, postal address, email address, phone number, account name, social security number, driver’s license number, passport number, or other similar identifiers.
  • Employment-related information such as your job title, salary, benefits information, emergency contact information, references, qualifications, skills and experience.
  • Personal information as defined in Customer Records law: Name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, education, professional license number employment history, bank account number, other financial information, medical information, and/or health insurance information.
  • Characteristics of protected classifications under California or federal law such as race, age, sex, familial status, and disability.
  • Audio, electronic, visual, or similar information such as photographs and call recordings
  • Background check information such as your criminal and credit history
  • Inferences are not drawn from any of the information identified above to create a profile reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
  1. How and Why We Use Your Personal Information. We use your personal information for the following purposes:

Purposes for Collecting and Using Your Personal Information

Managing Human Resource Functions:

  • Recruiting, hiring, and onboarding
  • Performing background checks
  • Implementing diversity and inclusion initiatives
  • Training and career development
  • Assessing performance
  • Determining promotions, transfers, salary, awards, and bonuses
  • Managing disciplinary matters
  • Managing payroll and business expenses
  • Administering leave requests
  • Employee communications
  • Administration of benefits
  • Promoting employee health and safety

Conducting business operations:

  • Budgeting
  • Recordkeeping and reporting requirements
  • Managing infrastructure and company assets
  • Strategic planning
  • Maintaining security and risk management
  • Emergency response and business continuity
  • Conducting audits
  • Pursuing or defending legal or administrative claims

Monitoring:

  • Compliance
  • Use of company resources
  • Any other monitoring activities permitted by applicable laws

Compliance with:

  • Legal and regulatory obligations
  • Court or other government directives
  • Internal policies and procedures

Investigating:

  • Reports of wrongdoing
  • Policy violations
  • Internal complaints
  1. Whether Personal Information Will Be Sold or Shared. We do not sell or share the personal information of employees.
  2. How Long Your Personal Information Will Be Kept. We will keep your personal information for as long as is necessary while you are employed by us. Thereafter, we will keep your personal information:
  • To respond to any questions, complaints or claims made by you or on your behalf or;
  • To keep records required by law. In California, this is currently and generally a minimum of four (4) years.

We will not retain your personal information for longer than necessary for the purposes set out in this notice. Different retention periods apply for different types of personal information.

When it is no longer necessary to retain your personal information, we will delete or anonymize it.

  1. If you have any questions or concerns about this notice or the information we collect about you, please contact send an email to privacy@pacificspecialty.com.