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Personal Liability Insurance

The best choice when prioritizing your safety.

What’s Personal Liability Insurance?

Personal Liability Insurance is kind of a safety net from unexpected scenarios. A stand-alone policy that financially protects your loved ones and yourself from potential accidents. Whether someone gets injured at your place, or you accidentally cause property damage to someone else’s, at Pacific Specialty Insurance Company (PSIC), we’ve got you covered. You can find more about it in Personal Liability Insurance explained!

When Do You Need Personal Liability Insurance?

Personal Liability Insurance comes in handy when you don’t have other insurance products, such as Homeowners, Renters, or Condo insurance, which typically provides liability coverage. Whether you rent an apartment, own a house, or are engaged in diverse activities, Personal Liability coverage ensures that you have the necessary financial support and peace of mind to navigate unexpected circumstances confidently.

We Got You Covered

At Pacific Specialty, our Comprehensive Personal Liability Insurance (CPL) provides coverage in several key areas:

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Personal liability

Assumes the legal expenses and damage claims if you’re found responsible for causing bodily injury or property damage to others.

Medical payment

Pays for medical expenses if someone gets hurt and you’re responsible for it.

Workers compensation

Provides financial protection against lawsuits related to work-related injuries or illnesses.

Identity theft

Covers expenses related to identity restoration, legal fees, and fraudulent charges if you are a victim of identity theft.

A Golden State Exclusive

When accessing your Personal Liability Insurance, you will be providing your loved ones and yourself a safety net for unpredictable circumstances. Visit our California landing page and learn how to get started today!

We plan to expand our Personal Liability Insurance coverage nationwide soon, ensuring everyone the benefits of our reliable insurance solutions.

PSIC in Our Customers' Words

Our best recommendation letter is having advocate customers. We invite you to read what they have to say about their experience with Pacific Specialty Insurance Company.

It’s All About Insurance!

Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.

Safety Tips for Dog Owners

Pets become cherished members of our family, but it’s crucial to recognize that they have unique needs and can behave unpredictably at times. Therefore, it’s important to take proper precautions to protect them and also ensure the safety of those around them. Let’s go over some tips to make this happen.

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Advantages of Living in a Gated Community

From enhanced safety and privacy to a strong sense of belonging, living in a gated community offers a wider range of benefits than traditional neighborhoods do. Discover the numerous advantages that come with this lifestyle, we’ll address common questions and provide insights into the advantages of this experience.

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Which Dwelling Fire Policy to Choose?

There isn’t a right or wrong choice of coverage, all it has to do is fit your needs. DP1 Insurance provides basic protection of your property from a detailed list of perils, DP3 Insurance offers a broader scope of coverage, except for a few perils, also mentioned in your policy.

FAQ

FAQ

What is DP3 Insurance?

DP3 Insurance, also known as Special Dwelling Insurance or Open Peril Insurance, is a protective buffer for your rented, primary owner occupied or seasonal property. It’s specifically designed to keep your home and assets safe with an open peril policy, covering a wide scope of potential risks, with a few exceptions.

FAQ

FAQ

Different Needs?

Personal Liability Insurance was not the product you were looking for? Are you still looking for another type of coverage? Discover all the insurance options that Pacific Specialty can offer you!