Let us take care of you
Let us take care of you
Customize your Condo Insurance policy to safeguard your investment.
Our standard Condo Insurance coverage lets you relax and focus on creating memories in your condo, while we handle the what-ifs. These are the key components of the policy for covered losses.
Serves as the bedrock of your Condo Insurance, providing comprehensive protection for the interior structure and its built-in components. From floorboards to fixtures, cabinets to countertops, this vital component safeguards your investment against unforeseen events like fire, wind, hail, and even the occasional avian prankster. With dwelling coverage, you can rely on robust financial support for rebuilding or repairing your cherished sanctuary, brick by reassuring brick.
Acts as your protector in the face of unexpected misfortunes, safeguarding your cherished belongings from unforeseen events. Whether it's treasured furniture, cutting-edge electronics, beloved garments, or prized valuables, this vital shield ensures you are not burdened by the emotional and financial distress of replacing everything you hold dear. You will receive the necessary financial support to repair or replace your treasured items, allowing your life to seamlessly return to its cherished comfort and technological splendor.
Offers a financial lifeline if unexpected events leave you temporarily displaced. Think of it as a safety net for your living expenses, covering the costs of temporary housing, meals, and even laundry services while your condo is being repaired. So, whether it's a burst pipe causing a flood or a hailstorm raining down on your roof, you can rest assured knowing you'll have the resources to stay comfortable and connected until things are back to normal.
Acts as your financial superhero, swooping in to cover legal fees and damage claims if someone gets hurt or their property gets wrecked due to your actions. Whether it's a slip-and-slide on your porch or a rogue golf ball escaping your balcony, this protection shields your assets from hefty judgments and lets you focus on making amends, not breaking the bank. So relax, unwind, and enjoy your condo life – your peace of mind is just a policy away.
Is the friendly first responder for minor mishaps on your condo turf. It's about extending a helping hand (and a financial one) if someone gets a bumped head from a low doorway or a twisted ankle on your uneven sidewalk. Think of it as good-neighbor insurance, covering basic medical expenses like quick check-ups, X-rays, or even stitches. It's a hassle-free way to show you care and can even prevent bigger legal headaches down the line. Peace of mind, one bandaid at a time.
Increased dwelling coverage
Extend your dwelling coverage by increasing protection for your unit structure in case you need to repair it.
Ordinance or law coverage
Cover the costs of compliance with current building codes if repairs within your unit are required.
Water backup coverage
Protect your unit against damage caused by the backup of sewers or drains, covering repair expenses for resulting water damage within your apartment.
Earthquake coverage
Include coverage for damage caused by earthquakes. By adding this endorsement, you will be protecting your apartment or townhouse beyond the standard insurance policy.
Protect your finances for shared property or liability losses, such as repairs to common areas or legal expenses, as determined by the condo association.
Safeguard your finances against potential legal and financial repercussions resulting from damages caused by your pets to others or common areas within the condominium.
Include financial protection in the event you are legally responsible for causing harm, such as defamation or invasion of privacy.
Secure your finances and get assistance in the event you experience identity theft. This endorsement will help you cover expenses related to restoring their identity and mitigating the associated damages.
Protect yourself against financial losses incurred due to the spoilage of perishable food items caused by a covered event, such as a power outage or equipment failure.
Include protection for data re-creation, personal computer systems, and personal computer programs. This endorsement provides financial assistance for repair or replace them in the event of covered incidents.
Safeguard yourself from digital risks, such as cyber-attacks, online fraud, data breaches, and cyber extortion. Avoid financial burdens when needing to recover data or lost money due to cyber crimes.
Protect yourself against financial losses resulting from sudden breakdowns or malfunctions of home systems and appliances such as broken fridges, washers, or HVAC systems.
Get enhanced coverage for living expenses incurred if you are temporarily displaced from your unit due to a covered peril.
Avoid financial burdens in the event you are unable to pay your mortgage due to unexpected circumstances.
Ensure your mortgage lender that the property remains adequately insured to satisfy their interests and protect the investment you made in your unit.
At PSIC, we provide Condo Insurance coverage in the states of Arizona, California, Connecticut, and New Jersey. To learn more about how you can customize your policy please select your state and see more details about Condo Insurance.
We plan to expand our Condo Insurance coverage nationwide soon, ensuring all unit owners the benefits of our reliable insurance solutions.
Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.
We know Condo Insurance could feel a bit overwhelming. That’s why we diversified key information to help you understand and choose the right coverage.
With more than 40 years of trajectory, we have the expertise to accompany you in every stage of your life.
Customer support: 800-303-5000
Claims support: 800-962-1172
5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.
