Let us take care of you
Protect your unit while embracing the vibrant energy and coastal allure of New Jersey.
Welcome to the New Jersey lifestyle, where each day unfolds amidst picturesque landscapes and the vibrant rhythm of diverse urban communities. Your condo is your haven in the Garden State, and safeguarding it is our priority. Immerse yourself in tailored Condo Insurance designed for New Jersey living – from serene coastal retreats to lively urban neighborhoods.
At PSIC, we offer comprehensive coverage, ensuring your slice of the Garden State is safeguarded against the unexpected. Experience the assurance of knowing your Condo Insurance reflects the unique blend of coastal charm and urban vibrancy inherent in New Jersey living, where landscapes are diverse, and the spirit of dynamic communities becomes an integral part of your insurance protection.
Explore the fundamental layers of protection provided by Condo Insurance in New Jersey.
Get your spot covered in case it needs repair or rebuild due to theft or weather damage such as wind, fire, and fallen trees.
Cover legal expenses when found responsible for causing bodily injury or property damage to others.
Protect yourself in case your house is damaged and you need to crash somewhere else while it’s being repaired.
Covers for medical expenses in the event someone gets hurt and it’s on you.
Protects your assets such as furniture, electronics, or clothes if a covered event takes place.
Dwelling
Get your spot covered in case it needs repair or rebuild due to theft or weather damage such as wind, fire, and fallen trees.
Personal liability
Cover legal expenses when found responsible for causing bodily injury or property damage to others.
Loss of use
Protect yourself in case your house is damaged and you need to crash somewhere else while it’s being repaired.
Medical payment
Covers for medical expenses in the event someone gets hurt and it’s on you.
Personal property
Protects your assets such as furniture, electronics, or clothes if a covered event takes place.
Customize it according to your needs
New Jersey’s policyholders often roll with:
Ensure protection against potential liabilities arising from your furry companions.
Safeguard your home against potential damage caused by sewer or drain backups.
Add financial protection for additional expenses incurred during the repair or reconstruction of your unit, due to building code changes.
Get coverage for non-physical damage, encompassing instances like libel, slander, defamation, or invasion of privacy.
Protecting your unit with Condo Insurance is necessary, but it may not be enough. At PSIC, we want to make sure you’re covered for the most common perils that occur in New Jersey: hurricanes, floods, and identity theft. These events, as unpredictable as they are destructive, can cause serious problems for your finances if you are not properly insured.
With PSIC, you can protect your assets and your loved ones. While our standard Condo Insurance policy in New Jersey protects you against hurricanes, we have specific coverages to protect you against identity theft and flood.
Understanding factors that impact your Condo Insurance cost will help you reduce it’s cost and also increase the protection of your unit.
Your condo's location brings forth insurance pricing nuances. The melody of the zip code, the rhythm of the cityscape, and the vibe of the neighborhood collectively shape the premium for your Condo Insurance.
Embrace the charm of New Jersey, but be aware that outdated plumbing, electrical, and wiring systems may pose increased risks of damage. Elevate your condo's safety and potentially lower insurance expenses by modernizing these installations.
The chosen deductible in your Condo Insurance plan impacts the premium. Opting for a higher deductible can be a savvy approach to lower insurance costs, though it will require preparedness for more elevated out-of-pocket expenses in the event of a claim.
A clean record reflects responsible stewardship, often leading to reduced insurance premiums. Conversely, a history of frequent claims may indicate a higher risk profile, potentially resulting in increased insurance expenses in the Garden State.
A generous living space might involve extra structures and belongings, influencing your insurance premium. Confirm that your coverage aligns with the expansive allure of your Garden State residence.
Having the best Condo Insurance in New Jersey doesn’t mean it has to be expensive. Find out which options you can choose to make it more affordable while keeping it safe.
Have 2 active policies with us? Bundle them up and save big!
Embrace the retired lifestyle and enjoy lower premiums by living in a retirement community.
Enjoy a special price if you reside in a permanently locked gated community with on-site security personnel.
Celebrate your zero-claims stellar record with a well-deserved discount on your premium!
Go paperless, hassle-free, and wallet-friendly. Choose our e-delivery option and watch the savings roll in!
Learn about insurance coverage, safety tips, money-saving options, do’s & don’ts, news, and much more in the resources section.
With more than 40 years of trajectory, we have the expertise to accompany you in every stage of your life.
Customer support: 800-303-5000
Claims support: 800-962-1172
5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807
Copyright © 2023 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. 150, Anaheim, CA 92807, License 0K06900 / National Producer No. 17486061 The insurance policy, not the contents of this website, forms the contract between the insured and the insurance company. The policy may contain limits, exclusions and limitations that are not detailed on this website. Coverage may differ by state.