Choosing a
Flood Insurance Policy


Protecting your dwelling and personal property from water damage due to flood.

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  1. Why Do I Need Flood Insurance?

    a. On average, 40% of the National Flood Insurance Program claims occur outside high-risk flood areas.

    b. Most homeowners insurance does not cover flood damage.

    c. Just one inch of flood water can cause up to $25,000 in damage.

  2. Flooding After a Wildfire

    Flooding following wildfire can occur, as charred areas from the recent wildfire events set the stage for flash flooding and mudslides.

  3. Flexible Coverage Solutions

    In addition to the National Flood Insurance Program (NFIP), Pacific Specialty Insurance Company also offers private flood options for both primary and excess flood.


Find a local insurance specialist

They live in your town and they work with families in your neighborhood. They’re your local independent agents and brokers. Well-trained and ready to help you get the right coverage, they find proper protection for more of life’s emergencies — big or small. Find a local insurance specialist now!