Homeowners Enhancements

Homeowners Enhancements

Homeowners Enhancements

When it comes to being a homeowner, protecting your assets is always the top priority. When a house becomes a home, objects become valuables that are important to safeguard.

With Pacific Specialty Insurance Company, we offer more so your clients can worry less. As a companion to a clients’ homeowners policy, we offer an Equipment Breakdown policy for coverage on a per occurrence basis. This can even include the loss of perishable goods due to a refrigerator malfunction.

Need to get temporary repairs done? We can assist with the reasonable cost of these and even help fund expediting permanent repairs or replacements.

With Equipment Breakdown coverage, pollutant clean up and removal can be covered when the release is caused by an equipment breakdown – if your clients plan to go green, we will reward their environmentally friendly decision by helping with replacement costs and upgrades!

Another cool feature of Equipment Breakdown coverage? It offers coverage for truly unexpected events. For example: During a family vacation, a storm caused a power outage. A laptop computer and cell phone were charging when the outage occurred. When power was restored, a voltage spike damaged the items beyond repair and required a replacement of both. With the Off-Premises coverage, the homeowner would now be covered!

Download the Flyer with all the details here.

For more information on deductibles, limits and maximum coverage, please feel free to call us or email Nathan Edwards at nedwards@pacificspecialty.com.