Choosing a Home
Insurance Policy

 

Homeowners

 

Protect your single family home against unfortunate events such as theft, fire, vandalism and malicious mischief, water damage, windstorm, hail, lightning and explosions.

 

  1. Your Property's
    Value

    Setting the appropriate dwelling value is one of the most important parts of getting the right coverage for your home. Fortunately, our insurance specialists have access to a robust toolset that evaluates hundreds of factors about your home, enabling them to provide accurate suggestions. In the event of a total loss, we offer Extended Replacement Cost Coverage for additional protection above and beyond the dwelling limit to help make sure you have enough coverage to rebuild your home.

  2. Protecting Your Personal Property
    and Assets

    Our comprehensive homeowner policy covers losses to your home and personal property from a wide variety of unexpected events. Not only is the cost to replace the dwelling and personal property covered under the policy, but if your home is rendered uninhabitable due to a covered loss, we will pay for Additional Living Expenses incurred while your home is being repaired or rebuilt. In addition, our liability coverage protects against bodily injury or property damage suffered by guests, neighbors or hired tradespeople, and qualifies you for Umbrella protection should you desire more liability protection.

  3. Home-Auto
    Specialty Bundle

    Your home is by far your largest asset. If something were to happen to your home, would you want to leave it in the hands of a car insurance company? Property is our specialty. Save money and get true peace of mind by bundling our Home Insurance Policy with any other carriers' auto insurance to ensure your home is properly covered.

  4. Discounts and Flexible
    Payment Systems

    Our homeowners insurance rates are among the most competitive in the nation, with multiple discounts available that can save you up to 50%! We also make it easy to personalize your insurance policy with special coverage options designed to meet your unique needs. We'll even work directly with your bank if you'd prefer to have your insurance paid out of your escrow or impound account. And with deductible options that range from $500 to $5,000 and flexible payment plans available, why would you want to go anywhere else?

 
Kim Nguyen and Nancy Hoang PSIC Producers since 2003

Find a local insurance specialist

They live in your town and they work with families in your neighborhood. They're your local independent agents and brokers. Well-trained and ready to help you get the right coverage, they find proper protection for more of life's emergencies — big or small. Find a local insurance specialist now!